Phone:
(02) 9775 2817(02) 9775 2817
Bernie, Patrick And Charlie
Direct:
(02) 9775 2817(02) 9775 2817
Our Mission Statement
Integrity, Transparency and Teamwork.
Our Story and Services
The team was recognised on Barron’s list of Australia’s top advisers in 2018, 2019, 2020, 2021, 2022, 2023 and 2024.
The team of Bernadette Connolly, Patrick Regan and Charlie Cropper work together under the shared motto of ‘Integrity, Transparency and Teamwork’. Underlying those three qualities, however, is a common thread of discipline, cool-headedness and consistency that resonates with a solidity well-suited to the sometimes treacherous waters of financial markets.
According to Bernie, who has navigated the hectic European trading floor amid Russian coups and other international turmoil, the team’s ability to thrive in high pressure or unpredictable situations is a key component of their unified strength.
“You need to steer a steady course, even when you’re in the fog. Doing that as part of a team is like having three sets of eyes on the road ahead, rather than one. Not to mention three minds that are well-practised at navigating the road together, each as a core part of the whole.”
The team has a shared goal to be nationally recognised as the industry experts in not-for-profit (NFP) investing. They are already well on their way, with an expanding strong client base driven solely by referrals and a word-of-mouth reputation for excellence.
Each team member brings a unique background, with differing areas of financial specialisation. Patrick has a history in equities and also trading; while Charlie has experience in operations and trade execution. Bernie has a long history in fixed income.
Charlie said it’s a vast range of experience and insight that has been honed to fit the unique requirements of NFP clients, giving the three professionals a laser-like focus on their niche.
“NFPs are what we know. We know how they should invest, and how they shouldn’t invest. We know the ins and outs, the pitfalls and the opportunities. It’s a whole different universe of investing and it’s a particular financial terrain that we know by heart, and are professionally well-equipped to navigate on behalf of our clients.”
The team of Bernadette Connolly, Patrick Regan and Charlie Cropper work together under the shared motto of ‘Integrity, Transparency and Teamwork’. Underlying those three qualities, however, is a common thread of discipline, cool-headedness and consistency that resonates with a solidity well-suited to the sometimes treacherous waters of financial markets.
According to Bernie, who has navigated the hectic European trading floor amid Russian coups and other international turmoil, the team’s ability to thrive in high pressure or unpredictable situations is a key component of their unified strength.
“You need to steer a steady course, even when you’re in the fog. Doing that as part of a team is like having three sets of eyes on the road ahead, rather than one. Not to mention three minds that are well-practised at navigating the road together, each as a core part of the whole.”
The team has a shared goal to be nationally recognised as the industry experts in not-for-profit (NFP) investing. They are already well on their way, with an expanding strong client base driven solely by referrals and a word-of-mouth reputation for excellence.
Each team member brings a unique background, with differing areas of financial specialisation. Patrick has a history in equities and also trading; while Charlie has experience in operations and trade execution. Bernie has a long history in fixed income.
Charlie said it’s a vast range of experience and insight that has been honed to fit the unique requirements of NFP clients, giving the three professionals a laser-like focus on their niche.
“NFPs are what we know. We know how they should invest, and how they shouldn’t invest. We know the ins and outs, the pitfalls and the opportunities. It’s a whole different universe of investing and it’s a particular financial terrain that we know by heart, and are professionally well-equipped to navigate on behalf of our clients.”
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You can confirm the qualifications of our financial advisers at ASIC's financial advisers register.
You can confirm the qualifications of our financial advisers at ASIC's financial advisers register.
Working With You
Bernie, Patrick and Charlie offer stability, liquidity and education across every aspect of not-for-profit investing. They also know the importance of governance when it comes to investment policies and risk mitigation, and they are committed to ensuring that the organisations they work with are compliant with their own policies and also the applicable government policies and legislation. Forming the basis of all they do, however, is a commitment to transparency and integrity.
In the words of Patrick: “At the broadest level, our whole industry is based on trust. The importance of reputation goes without saying. The whole system collapses if there is a lack of trust in what we’re doing.”
In the words of Patrick: “At the broadest level, our whole industry is based on trust. The importance of reputation goes without saying. The whole system collapses if there is a lack of trust in what we’re doing.”
Location
2 Chifley Square
Level 26 Chifley Tower
Sydney, NSW 2000
AU
Direct:
(02) 9775 2817(02) 9775 2817
Meet Bernie, Patrick And Charlie
Phone:
(02) 9775 2902(02) 9775 2902
Phone:
(02) 9775 2814(02) 9775 2814
About Me
Bernie Connolly loves to build things: houses; investment portfolios; client relationships.
She is also fond of knocking down walls, either as part of a renovation, or through the act of communicating complex messages to a boardroom of diverse clients.
“I’m a serial renovator and I love building houses. It started as knowing I could create something - and create value.”
Bernie has three decades of experience in the finance industry. The highly competitive Australian market, with its strong focus on technical competency, was her learning ground. From there she followed an opportunity based in London, where she worked in Fixed Income and Emerging Markets for close to 10 years. Her time in Europe exposed her to the real meaning of risk, in an environment that could be intensely shaken by world events, such as a Russian coup attempt and a series of Latin American debt crises.
“Thanks to this breadth of experience across international and domestic sectors I’ve become comfortable with uncertainty, because it’s part of the job,” Bernie said. “I understand the importance of steering a steady course, even when you’re surrounded by fog.”
Bernie brings a cool head and seasoned judgement to a solid foundation of experience across all asset classes, including foreign exchange, money market, fixed income, derivatives and equities.
She holds a Bachelor of Business degree (University of Technology Sydney) and a Master of Applied Finance (Macquarie University) and lectured extensively in Europe on the topic of emerging market debt and derivatives.
She is also fond of knocking down walls, either as part of a renovation, or through the act of communicating complex messages to a boardroom of diverse clients.
“I’m a serial renovator and I love building houses. It started as knowing I could create something - and create value.”
Bernie has three decades of experience in the finance industry. The highly competitive Australian market, with its strong focus on technical competency, was her learning ground. From there she followed an opportunity based in London, where she worked in Fixed Income and Emerging Markets for close to 10 years. Her time in Europe exposed her to the real meaning of risk, in an environment that could be intensely shaken by world events, such as a Russian coup attempt and a series of Latin American debt crises.
“Thanks to this breadth of experience across international and domestic sectors I’ve become comfortable with uncertainty, because it’s part of the job,” Bernie said. “I understand the importance of steering a steady course, even when you’re surrounded by fog.”
Bernie brings a cool head and seasoned judgement to a solid foundation of experience across all asset classes, including foreign exchange, money market, fixed income, derivatives and equities.
She holds a Bachelor of Business degree (University of Technology Sydney) and a Master of Applied Finance (Macquarie University) and lectured extensively in Europe on the topic of emerging market debt and derivatives.
About Me
Investors who seek the principled virtue of Atticus Finch paired with the global sophistication that comes from a lifetime of intellectual curiosity may find what they’re looking for in Patrick Regan.
Citing ‘To Kill A Mockingbird’ as one of his favourite novels, Patrick aspires to the qualities Finch embodies, albeit accompanied by a healthy dose of humility.
“He was a great character and I’d like to think I encompass some of those qualities. Things like moral fortitude, integrity and transparency are central to a successful career in finance.”
One of Patrick’s key interests is human behaviour and he completed a Harvard course on The Psychology of Trading in 2006. His academic understanding builds on two decades of experience as a broker, trader and investment manager in Australian, European and US financial markets. On the trading floors of Wall Street, in particular, he observed and learned from the interplay of investing and human psychology.
Outside of his professional life, Patrick has found insight and knowledge in many corners of the globe, from St Petersberg to the Arctic Circle.
He currently works as a trusted adviser to non-profit organisations, research foundations, family offices, and high net worth individuals.
Patrick holds a Bachelor of Commerce degree from the University of NSW, an MBA (Trading Systems) from Trinity College in Dublin and a Masters in Education (The Psychology of Trading) from Harvard University.
Citing ‘To Kill A Mockingbird’ as one of his favourite novels, Patrick aspires to the qualities Finch embodies, albeit accompanied by a healthy dose of humility.
“He was a great character and I’d like to think I encompass some of those qualities. Things like moral fortitude, integrity and transparency are central to a successful career in finance.”
One of Patrick’s key interests is human behaviour and he completed a Harvard course on The Psychology of Trading in 2006. His academic understanding builds on two decades of experience as a broker, trader and investment manager in Australian, European and US financial markets. On the trading floors of Wall Street, in particular, he observed and learned from the interplay of investing and human psychology.
Outside of his professional life, Patrick has found insight and knowledge in many corners of the globe, from St Petersberg to the Arctic Circle.
He currently works as a trusted adviser to non-profit organisations, research foundations, family offices, and high net worth individuals.
Patrick holds a Bachelor of Commerce degree from the University of NSW, an MBA (Trading Systems) from Trinity College in Dublin and a Masters in Education (The Psychology of Trading) from Harvard University.
About Me
By working for clients in the not-for-profit (NFP) sector, Charlie Cropper combines financial acumen with a sense of greater purpose. He also challenges long-held stereotypes about what motivates people to join the finance industry.
“It’s important to be able to sleep at night, and know you are doing something good for the community. I wouldn’t do this job if I wasn’t working for NFPs.”
Charlie first became interested in a finance career while studying Commerce at the University of Adelaide. After completing his degree, with a specialisation in Corporate Finance and Economics, he started out at UBS as a Fixed Income Specialist and Associate, before joining Morgan Stanley as an Associate in 2015. In early 2018 the Firm promoted him to the role of Vice President.
Integrity is the bedrock that Charlie has built his career on.
“For me, integrity will always be paramount. Our integrity, as a team and individually, has allowed us to build a strong reputation based on trust and always doing the right thing for clients.”
“It’s important to be able to sleep at night, and know you are doing something good for the community. I wouldn’t do this job if I wasn’t working for NFPs.”
Charlie first became interested in a finance career while studying Commerce at the University of Adelaide. After completing his degree, with a specialisation in Corporate Finance and Economics, he started out at UBS as a Fixed Income Specialist and Associate, before joining Morgan Stanley as an Associate in 2015. In early 2018 the Firm promoted him to the role of Vice President.
Integrity is the bedrock that Charlie has built his career on.
“For me, integrity will always be paramount. Our integrity, as a team and individually, has allowed us to build a strong reputation based on trust and always doing the right thing for clients.”
Financial Planning
Helping you reach your goals through a flexible strategy designed to grow with you.
- Cashflow Planning
- Building and Protecting Wealth
- Retirement Planning
How to Break the Ice Around Family Finances
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Wealth Transfer and Estate Planning
Estate planning can help you preserve your assets and unlock opportunities for charitable pursuits.
- Trusts and other investment structures
- Insurance
- Family dynamics
- Philanthropy
The One Conversation You Should Be Having
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High Net Worth Investing
Helping you manage the unique challenges associated with significant wealth so you can enjoy the rewards of your hard work.
- Investment structures
- Risk management
- Philanthropy
A New Paradigm for Family Wealth Planning
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General Investment Advice
Working closely with you to guide your investment decisions through all market conditions.
- Asset management
- Traditional investments
- Alternative Investments
Misconceptions about Alternative Investments
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Portfolio Management
Building portfolios on robust statistical analysis and quality research
- Asset allocation
- Investment selection
- Detailed performance reporting and portfolio review
Golden Rules for Every Investor
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International Investing
Helping you achieve the right balance of risk and return through a carefully constructed global portfolio
- Diversification through strategic asset allocation
- Direct assets versus managed investments
- Managed funds, exchange traded funds (ETFs) and separately managed accounts (SMAs)
Reducing Risk Through International Investing
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Ready to start a conversation? Contact Bernie, Patrick And Charlie today.
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The material on this website contains factual information only and is not intended to reflect any recommendations or financial advice, nor is it an offer or solicitation in relation to any particular financial product. To the extent this document does contain any general advice, it has been prepared without taking into account your objectives, financial situation or needs, and because of this, you should, before acting on it, consider the appropriateness of the advice, having regard to your objectives, financial situation and needs, and if the advice relates to the acquisition of a particular financial product for which an offer document (such as a prospectus or product disclosure document) is available, you should obtain the offer document relating to the particular product and consider it before making any decision whether to acquire the product.
Before entering into any transaction, you should ensure that you fully understand the terms of the transaction, relevant risk factors, the nature and extent of your risk of loss, as well as the legal, tax, and accounting consequences of the transaction. You should also carefully evaluate whether the transaction is appropriate for you in light of your experience, objectives, financial resources, and other relevant circumstances and whether you have the operational resources in place to monitor the associated risks and obligations over the term of the transaction. We recommend that you obtain financial as well as tax advice based on your own individual circumstances before making an investment decision.
Information contained in the material is based on data from multiple sources and Morgan Stanley makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley. References to third parties contained herein should not be considered a solicitation on behalf of or an endorsement of those entities by Morgan Stanley. The opinions expressed by the author of an article written by a third party are solely his/her own and do not necessarily reflect those of Morgan Stanley. The information and data provided by any third party web site or publication is as of the date of the article when it was written and is subject to change without notice.
The material on this website contains factual information only and is not intended to reflect any recommendations or financial advice, nor is it an offer or solicitation in relation to any particular financial product. To the extent this document does contain any general advice, it has been prepared without taking into account your objectives, financial situation or needs, and because of this, you should, before acting on it, consider the appropriateness of the advice, having regard to your objectives, financial situation and needs, and if the advice relates to the acquisition of a particular financial product for which an offer document (such as a prospectus or product disclosure document) is available, you should obtain the offer document relating to the particular product and consider it before making any decision whether to acquire the product.
Before entering into any transaction, you should ensure that you fully understand the terms of the transaction, relevant risk factors, the nature and extent of your risk of loss, as well as the legal, tax, and accounting consequences of the transaction. You should also carefully evaluate whether the transaction is appropriate for you in light of your experience, objectives, financial resources, and other relevant circumstances and whether you have the operational resources in place to monitor the associated risks and obligations over the term of the transaction. We recommend that you obtain financial as well as tax advice based on your own individual circumstances before making an investment decision.
Information contained in the material is based on data from multiple sources and Morgan Stanley makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley. References to third parties contained herein should not be considered a solicitation on behalf of or an endorsement of those entities by Morgan Stanley. The opinions expressed by the author of an article written by a third party are solely his/her own and do not necessarily reflect those of Morgan Stanley. The information and data provided by any third party web site or publication is as of the date of the article when it was written and is subject to change without notice.